Carriers & Products
How many carriers are your currently contracted with to sell annuities and life insurance? The better question is, “Which insurance carriers do you use the most?” IMO Tools will counter with, “Are those carriers providing the best options for your agents’ clients and prospects?” For that reason, IMO Tools believes in providing independent wholesalers and agents with multiple carriers and products to fit the best interests of today’s and tomorrow’s consumers.
Carriers & Products
How many carriers are your currently contracted with to sell annuities and life insurance? The better question is, “Which insurance carriers do you use the most?” IMO Tools will counter with, “Are those carriers providing the best options for your agents’ clients and prospects?” For that reason, IMO Tools believes in providing independent wholesalers and agents with multiple carriers and products to fit the best interests of today’s and tomorrow’s consumers.
Access to More Than 70+ Carriers
IMO Tools offers independent wholesalers, agencies, brokerages and agents with access to more than 70 insurance carriers. Our portfolio of products includes annuities, life insurance, long-term care Insurance (LTC), indexed universal life (IUL), hybrid LTC products, and disability insurance.
During the past 40-plus years, we’ve learned that insurance agents have a propensity to choose insurance carriers based on a number of factors. Some agents like “top-rated” carriers based on a specific industry rating. Others prefer carriers based on product choices including hybrid options, market-driven indices, or optional riders. Responsive service also makes a difference – as does the age-old commissions discussion.
Currently, IMO Tools powered by AIP Marketing Alliance can get your downline agents contracted with more than 70 nationwide carriers. You can see these carriers in the rotating carousel below. Based on your carrier needs, we are not limited to the names below as we have access to multiple carriers through our Integrity strategic partnership.
When independent agencies or agents approach AIP Marketing Alliance, we ask about their carrier relationships. If we are not contracted with the carrier(s), then our team asks about product differentiators, commission levels, quality of service (returning calls/emails, processing times), and other reasons why they would make a positive addition to our contracted carriers. Most of the time, newer carriers are usually sought after by our current wholesalers and agents! Agents talk and we listen.
Our in-house Case Management team usually can get most carriers onboarded within weeks depending on the timeline and contract level available through Integrity. Sometimes, IMO Tools also can get access to limited distribution products due to our strategic partnership.
GET CONTRACTED WITH THESE CARRIERS
Contact us at chrish@aipma.com or give us a call (248) 312-2602
What carriers are your agents using now?
We don’t want your current contracted life insurance and annuity carriers to be a sticking point to not doing business with us. If you are comfortable doing business with specific carriers, we’ll work to add those carriers into our mix. Let’s have a conversation about what carriers you need and maybe a couple of options you’ve heard of – or haven’t heard of – that could benefit your downline agents.
About Us
IMO Tools powered by AIP Marketing Alliance evens the playing field by leveling up the carriers, products, technology, and other tools your agents need to be successful in selling annuities, life insurance, long-term care insurance, and final expense. See why independent wholesalers, agencies, and agents have chosen us to support their efforts for more than 40 years and beyond. Copyright 2026.